Completing our New York Defensive Driving course does more than just reduce the number of points on your DMV driving record, it also grants you a three year, 10% New York auto insurance discount. Defensive driving is designed to make you a better, more confident driver by reinforcing rules of the road, increasing your awareness on the road, and preparing you for anything you might experience while driving. Taking an NYS defensive driving course will help you avoid accidents and injury, which makes both the State and your New York car insurance company confident enough to offer a 10% discount on your rates.