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Internet Point & Insurance Reduction Program, NewYorkDefensiveDriving.com
Since 1981, we have helped over 2,100,000 drivers keep their driving records clean and insurance rates low. In our 28 years of driver safety education, we have refined our New York point and insurance reduction program to be easy, fast, informative and convenient for any schedule.
Simply enter your first and last name along with your zip code into our exclusive Quick Start online registration and in minutes you are on your way towards receiving a minimum 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years. You may also be eligible to reduce as many as four (4) points on your official New York driving record.
You can also call us toll-free, 24 hours a day, 365 days a year at 800-972-4659 and speak to one of our friendly customer service representatives.
Our New York DMV-approved internet point and insurance reduction defensive driving program has only twelve (12) chapters to read with:
- Short multiple-choice quizzes
- Streaming videos
- Flash animations
- Journals
Our New York DMV-approved internet point and insurance reduction defensive driving program satisfies all court and state requirements, while allowing you to study at your own pace. If for any reason you are not satisfied with our service before you begin the online course, we also offer a 100% money back guarantee with no questions asked.
Thank you for giving us the opportunity to serve you.
How it Works
Here is our New York DMV-approved internet point and insurance reduction defensive driving program process, from start to finish. It's as easy as 1-2-3:
- Register HERE for our New York DMV-approved internet point and insurance reduction defensive driving program.
[ Course Sample... ] - Begin reading our online driver safety course. The course is designed to fit into your schedule, so you may start and stop whenever you like and we automatically save your progress.
- After graduation, we send your driver safety completion certificate to you. It's that easy!
Our New York DMV-approved internet point and insurance reduction defensive driving program is divided into twelve (12) chapters. Each chapter includes a short multiple-choice quiz. Our New York DMV-approved internet point and insurance reduction defensive driving program keeps track of your progress, and you can read as much or as little as you like before logging off. You can then resume the New York DMV-approved internet point and insurance reduction defensive driving program when your schedule permits.
After you finish our New York DMV-approved internet point and insurance reduction defensive driving program reading and multiple-choice final exam, you will have passed the New York DMV-approved internet point and insurance reduction defensive driving program - and you're done!
If for any reason you are not satisfied with our service before you begin the online course, we also offer a 100% money back guarantee with no questions asked.
Course Details
Our New York internet point and insurance reduction defensive driving program is DMV-approved. It is the easiest and best way to attend a point and insurance reduction defensive driving program in New York. After enrollment, you choose your own username and password to gain access to our New York DMV-approved internet point and insurance reduction defensive driving program. Our New York DMV-approved internet point and insurance reduction defensive driving program is simple to navigate, easy to read and understand, and perfect for Internet novices and experts alike.
Once you've read through the New York DMV-approved internet point and insurance reduction defensive driving program materials and answered the multiple-choice quiz questions, you will then complete and submit a multiple-choice final exam. You will know immediately if you have passed our New York DMV-approved internet point and insurance reduction defensive driving program.
Your tuition includes the entire New York DMV-approved internet point and insurance reduction defensive driving program and your driver safety completion certificate. Your driver safety completion certificate will be sent directly to you from our office.
We created our New York DMV-approved internet point and insurance reduction defensive driving program to be as convenient as possible for any schedule. It is designed as an alternative to a point and insurance reduction defensive driving classroom program, while allowing you to participate in at your own pace. You have the option of finishing the entire New York DMV-approved internet point and insurance reduction defensive driving program in one sitting or, if you prefer, you may use your username and password as many times as you like and complete our New York DMV-approved internet point and insurance reduction defensive driving program reading in increments of time, according to your own schedule. The goal is for you to thoroughly comprehend and absorb the traffic safety information.
If you have any questions or should you require assistance, please feel free to contact us.
Course Benefits
Drivers who participate in our New York DMV-approved internet point and insurance reduction defensive driving program will benefit in several ways. We are approved by New York DMV, so you can be certain your point and insurance reduction defensive driving program completion will be honored.
By completing our New York DMV-approved internet point and insurance reduction defensive driving program, you will receive a minimum 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years. You may also be eligible to reduce as many as four (4) points on your official New York DMV driving record.
Your employer may also require you to complete our New York DMV-approved internet point and insurance reduction defensive driving program to reinforce safe driving habits and enhance your knowledge of traffic laws. You may also take our New York DMV-approved internet point and insurance reduction defensive driving program voluntarily at any time should you desire a refresher course on traffic safety. Parents take note: many of our customers have their teenagers take our New York DMV-approved internet point and insurance reduction defensive driving program as a way of helping to ensure their safety behind the wheel.
Thank you for giving us the opportunity to serve you.
Special Discounts
We offer special discounts to:
- Active Military Personnel
- Seniors
- Students
- Veterans
Simply call us toll-free, 24 hours a day, 365 days a year at 800-972-4659 and speak to one of our friendly customer service representatives to receive your internet point and insurance reduction defensive driving program discount. It's that easy!
Thank you for giving us the opportunity to serve you.
Course Price
Our New York DMV-approved internet point and insurance reduction defensive driving program is affordable for every driver. Our everyday low price for the entire online course is just $49.95, and includes all of the following:
- All elements of your internet course, including 12 chapters of reading with streaming videos, multiple-choice quizzes and your completion certificate. There are no additional fees.
[ Course Sample... ] - Immediate access to our online course and FREE Live Customer Support - 24 hours a day, 7 days a week
- Special discounts are available for Active Military Personnel, Seniors, Students and Veterans. Click HERE to find out more!
Regular classroom point and insurance reduction defensive driving courses charge similar fees but don't offer the convenience of an online point and insurance reduction defensive driving program that fits any schedule, or the peace of mind that 24/7 Live customer support provides.
Online driver safety agencies are a privately-operated industry and you will be required to pay a driver safety course fee whether you sit in a classroom or select our New York DMV-approved internet point and insurance reduction defensive driving program.
The tuition you pay guarantees that you will receive the finest educational materials, the best customer service and the most dependable and hassle-free online point and insurance reduction defensive driving program in New York.
Thank you for giving us the opportunity to serve you.
First Time User
If you've never attended New York DMV-approved internet point and insurance reduction defensive driving program before, don't worry, we have 28 years of experience making online learning as simple and trouble-free as possible.
Drivers of all ages take our New York DMV-approved internet point and insurance reduction defensive driving program for two reasons:
Voluntarily - to receive a minimum 10% reduction in the base rate of their automobile and motorcycle liability and collision insurance premiums each year for three years, to be eligible to reduce as many as four (4) points on their driving record, or to simply refresh their knowledge of traffic safety.
Involuntarily - because they have been ordered by the Court or Judge to do so.
After you submit satisfactory proof of completion of our New York DMV-approved internet point and insurance reduction defensive driving program, you will receive a minimum 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years. You may also be eligible to reduce as many as four (4) points on your driving record.
The Point System
All moving violations have points attached to them. Most are three (3) to five (5) point violations (speeding, illegal turn, stop sign, etc). An excessive number of points on your official New York DMV Driver Record will result in your driver's license being suspended or revoked.
Here is a list of the most common violations and their point values:
Speeding 1 to 10 (mph over posted limit) |
3 points |
Speeding 11 to 20 (mph over posted limit) |
4 points |
Speeding 21 to 30 (mph over posted limit) |
6 points |
Speeding 31 to 40 (mph over posted limit) |
8 points |
Speeding More than 40 (mph over posted limit) |
11 points |
Reckless Driving |
5 points |
Failure to stop for a School Bus |
5 points |
Following too closely (tailgating) |
4 points |
Inadequate Brakes |
4 points |
Inadequate Brakes (while driving employer's vehicle) |
2 points |
Failing to Yield Right-Of-Way |
3 points |
Violation Involving Traffic Signal, Stop Sign, or Yield Sign |
3 points |
Railroad Crossing Violation |
3 points |
Improper Passing or Lane Use |
3 points |
Leaving scene of an incident involving |
3 points |
Safety restraint violation involving person under 16 |
3 points |
Any other moving violation |
2 points |
We urge you to do everything possible to keep points off your DMV driving record, which means obeying all traffic laws, driving defensively and completing our New York online driver safety course. Click HERE to register now.
You will lose your driver's license if your DMV driving record shows:
11 or more points in an 18-month period
3 speeding violations in an 18-month period
convictions involving alcohol or drugs
Are You Eligible?
To be eligible to attend our New York DMV-approved internet point and insurance reduction defensive driving program:
You must not have attended a driver safety course within the last 18 months of your current traffic citation (unless ordered or allowed to do so by the DMV or Court). The 18 month period is calculated from the traffic citation/violation date, not driver safety class attendance date.
Thank you for giving us the opportunity to serve you.
Point Reduction
By successfully completing our New York DMV-approved internet point and insurance reduction defensive driving program, you may be eligible to reduce as many as four (4) points on your driving record and receive a minimum 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years.
We have made this process as easy as 1-2-3:
- Register HERE for our New York DMV-approved internet point and insurance reduction defensive driving program.
[ Course Sample... ] - Begin reading our online driver safety course. The course is designed to fit into your schedule, so you may start and stop whenever you like and we automatically save your progress.
- After graduation, we send your driver safety completion certificate to you. It's that easy!
If you have further questions, please consult our 1st Time User or How it Works pages, or call us toll-free, 24 hours a day, 365 days a year at 800-972-4659 and speak to one of our friendly customer service representatives.
Thank you for giving us the opportunity to serve you.
Insurance Reduction
If you are the principal operator of a motor vehicle, you will receive a minimum 10% reduction in the base rate of your automobile liability and collision insurance premiums each year for three years by completing our New York DMV-approved internet point and insurance reduction defensive driving program.
In addition, you may be eligible to reduce as many as four (4) points on your driving record by completing our New York DMV-approved internet point and insurance reduction defensive driving program.
If you have further questions, please consult our 1st Time User or How it Works pages, or call us toll-free, 24 hours a day, 365 days a year at 800-972-4659 and speak to one of our friendly customer service representatives.
Thank you for giving us the opportunity to serve you.
Last Minute Due Date
Last minute? Don't worry! With availability of our FedEx Next-Day Air Delivery Service, you can get your New York DMV-approved internet point and insurance reduction defensive driving program completion certificate in as little as 24 hours!
Click HERE to enroll and choose the option that best fits your situation. Unsure what delivery service you need? Our friendly, 24/7 Customer Service reachable at toll-free, 800-972-4659 is here to help you with any questions you might have.
Thank you for giving us the opportunity to serve you.
Contact Us 24/7
Our Local Address:
295 Greenwich Street, Suite 350
New York, NY 10007
Toll Free 24/7 Phone #: 800-972-4659
Fax: 888-639-2812
TDD: 711
Customer Support:
For Browser Issues: Please Click Here
All Other Technical Inquiries: 800-972-4659
Trouble Logging In
If you have forgotten your username/password, or have any other trouble logging into NewYorkDefensiveDriving.com, we're available 24/7 toll-free at 800-972-4659.
About Us
USA Training Company, Inc. (USA) is a New York DMV-approved internet point and insurance reduction sponsor and is the premier provider of driver safety education and professional training services on the web.
Every year, USA educates thousands of individuals through its specialized driver safety education courses and auto insurance premium reduction programs. Over the past 28 years, the company and its partners have successfully graduated over 2,100,000 students nationwide.
Today, the company continues to set the standards of service, convenience and affordability for Internet students. Since operations began over two decades ago, the company has expanded nationally and served several million students.
USA provides a complete range of online driver safety education programs, professional license training services and continuing education courses. The company's staff develops and administers all aspects of its courses to the highest standards in the industry. USA is committed to its students and offers them the best online education available through superior website functionality, rich course content and 24/7 customer service.
If you would like further information about the company, the services we offer, or would simply like to comment, please feel free to contact us.
Thank you for giving us the opportunity to serve you.
